Money in Russia: Credit Cards, Debit Cards or Cash?

 Money in Russia: Credit Cards, Debit Cards or Cash?

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Best Ways to Make Payments in Russia

Rubles are Russia's national currency, and although you probably won't be able to exchange money to rubles in your home country before you leave, you shouldn't worry, as it is possible to withdraw dollars, euros, and rubles from your debit card in almost all of the local ATMs.

Too many credit cards won't be necessary, and we advise bringing cash, which can be exchanged for Russia money in banks, as well as debit cards, which are accepted in most stores and restaurants. To be on the safe side, have 3000 - 10000 rubles in cash on you (1 USD is approximately 70 RUB). There are plenty of exchange offices in Russia, especially in urban cities, so it’s not a problem to exchange money on the spot. To get better exchange rates, we strongly recommend using US dollars and Euros. Plus, unlike in most European countries, such as Greece or Czechia, the exchange offices in Russia don’t charge big fees for the exchange service.

Mastercard and Visa are the most popular card types, while American Express is not commonly accepted. An important thing to keep in mind is that credit cards aren’t as widely accepted as debit ones. We also would like to pay your attention that cards might not be accepted in rural areas outside Moscow, Saint Petersburg, and other big cities.

It's a good idea though to check with your bank beforehand to find out the exchange rates that are implied for your cards when making payments in a foreign country. Also, we recommend informing your card provider about your trip to Russia to avoid unpleasant situations.

What’s for ATMs, they are very easy to find in Russian cities, so you can withdraw Russian Rubles without any worries from an ATM where the option of switching language to English is usually provided.