Central Europe Travel Tips

Austria uses the Euro (€) as its official currency, while others like the Czech Republic and Hungary use their local currencies, such as the Czech Koruna (CZK) and Hungarian Forint (HUF). Understanding these variations and knowing how to handle money effectively will help you navigate the region with ease.

In Eurozone countries, euros are widely accepted, but in places like Czechia and Hungary, expect to use local currency for many transactions. It’s helpful to carry smaller denominations for markets, public transport, or smaller vendors, as giving or receiving change for large bills may be difficult. While major cities accept credit and debit cards at most hotels, restaurants, and larger shops, cash is still king in many smaller towns and rural areas.

ATMs, or "bankomats," are widely available in Central Europe, especially in urban and tourist areas. Withdrawing cash from ATMs often offers better exchange rates than currency exchange offices, though some machines may charge a local withdrawal fee. To avoid surprises, check with your home bank regarding foreign transaction fees or withdrawal limits before your trip. It’s also wise to carry a mix of payment methods, as some ATMs may not accept all cards, particularly outside of major cities.

Visa and MasterCard are the most commonly accepted credit cards in Central Europe. American Express is accepted at higher-end establishments, though it’s less widely used. Be aware that some restaurants and stores may impose a minimum purchase requirement for card payments, and smaller businesses often prefer cash. Always keep some cash on hand for emergencies or when visiting more remote locations.

Notify your bank of your travel plans to avoid card suspensions due to unexpected foreign transactions. Carrying a backup card can provide peace of mind in case your primary card is lost, stolen, or declined. Regularly monitor your bank account for unauthorized charges while traveling.

Tips for Travelers

• When visiting non-Eurozone countries like Czechia or Hungary, exchange a small amount of local currency before arrival or withdraw from an ATM upon entry.
• Many businesses offer better deals for cash payments, especially in markets or smaller shops.
• Carrying identification, such as a passport copy, may be required for card transactions.
• Traveler’s checks are generally not accepted in Central Europe and can be difficult to cash; stick to ATMs and cards for convenience.

By planning your finances and understanding the region’s currency practices, you’ll enjoy a smoother and more enjoyable experience in Central Europe.