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New Zealand Travel Tips

Money & ATMs

The currency used in New Zealand is the New Zealand Dollar (NZD), which comes in both coins and banknotes. Major credit and debit cards, such as Visa and MasterCard, are widely accepted in most establishments, including hotels, restaurants, and shops. However, it is always advisable to carry some cash for smaller purchases, especially in rural areas or small towns where card acceptance might be limited.


ATMs are widely available throughout New Zealand, particularly in urban areas and tourist destinations. Most ATMs accept international cards and offer the option to withdraw cash in New Zealand Dollars. Before using an ATM, check with your bank about any international withdrawal fees that may apply. It's a good idea to notify your bank of your travel plans to avoid any issues with your card being blocked due to suspicious activity.


When withdrawing cash, be mindful of the daily withdrawal limits set by your bank and the local ATM operator. If you need a larger amount, you may need to make multiple transactions. Additionally, some ATMs may offer the option to choose between being charged in your home currency or New Zealand Dollars. Choosing New Zealand Dollars usually provides a better exchange rate.


Currency exchange services are available at airports, banks, and currency exchange bureaus in major cities. While these services are convenient, they may charge higher fees and offer less favorable exchange rates compared to using an ATM. For the best rates, consider using ATMs or pre-ordering New Zealand Dollars from your bank before you depart.


It's also worth noting that contactless payment methods, such as Apple Pay and Google Wallet, are becoming increasingly popular in New Zealand and are accepted in many places. This can be a convenient and secure way to make purchases without needing to carry large amounts of cash.

Credit card

A card is the most convenient form of payment and currency exchange