The official currencies in Scandinavia are the Danish krone (DKK) in Denmark, the Swedish krona (SEK) in Sweden, and the Norwegian krone (NOK) in Norway. The currency of Finland is the Euro (EUR), and the currency of Iceland is the Icelandic Krรณna (ISK).
ATMs are widely available in major cities and towns throughout Scandinavia. Look for ATMs affiliated with major international networks like Visa, Mastercard, Cirrus, or Maestro. Keep in mind that ATM fees may apply, especially for foreign transactions, so check with your bank beforehand to understand any potential charges. Additionally, while Scandinavia is known for its safety and low crime rates, it's always wise to take precautions when using ATMs. Choose ATMs located in well-lit and populated areas, and be cautious of your surroundings when withdrawing cash.
Credit cards are widely accepted in Scandinavia, including Visa and Mastercard. American Express and Discover cards may be less commonly accepted, so it's a good idea to carry an alternative card. Many establishments, including restaurants, shops, and hotels, prefer card payments over cash.
While some establishments may accept euros or other major currencies, it's advisable to exchange your money for the local currency to avoid unfavorable exchange rates. Currency exchange services are available at airports, banks, and currency exchange offices in major cities.
Traveler's checks are less commonly used in Scandinavia, and you may encounter difficulty finding places that accept them. It's generally more convenient to use credit cards or withdraw cash from ATMs.
Many Scandinavian establishments prefer card payments over cash